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Find Reverse Mortgage Specialists Near You in Cupertino, CA
Directory of reverse mortgage specialists in Cupertino, California. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Cupertino, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 reverse mortgage specialists in Cupertino, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Max Bottaro Mortgage Loan Officer PNC Bank
19620 Stevens Creek Blvd Suite 220, Cupertino, CA 95014
6507935147
General Mortgage Capital Corporation - Cupertino
1601 S De Anza Blvd suite 260, Cupertino, CA 95014
4087771800
Kimmie Vo - Chase Home Lending Advisor - NMLS ID 407542
20573 Stevens Creek Blvd, Cupertino, CA 95014
4086217151
General Mortgage Capital Corporation Lee Chieng Mortgage Advisor
10991 N De Anza Blvd A, Cupertino, CA 95014
8337600828
General Mortgage Capital Corporation - Cupertino
1601 S De Anza Blvd suite 260, Cupertino, CA 95014
4087771800
Left & Right Consulting Inc
20111 Stevens Creek Blvd STE 215, Cupertino, CA 95014
6502299286
Sylvia Nanez at Prosperity Home Mortgage - Cupertino
10275 N De Anza Blvd, Cupertino, CA 95014
8772751762
Kathy Dominguez - Mortgage Broker
1601 S De Anza Blvd #260b, Cupertino, CA 95014
4087688889
Mo Elsayed - Mo for Mortgage
21230 W Homestead Rd, Cupertino, CA 95014
6696094791
PNC Mortgage
19620 Stevens Creek Blvd Suite 220, Cupertino, CA 95014
4085721316
General Mortgage Capital Corporation - Cupertino
1601 S De Anza Blvd suite 260, Cupertino, CA 95014
4087771800
Sue Baker-Dirickson at Guaranteed Rate Affinity (NMLS #281021)
19330 Stevens Creek Blvd, Cupertino, CA 95014
4088618866
PACIFIC LYNX MORTGAGE
20111 Stevens Creek Blvd STE 215, Cupertino, CA 95014
4082553600
Reverse mortgage specialists in Cupertino California help older homeowners access home equity without monthly payments. California law requires borrowers to complete HUD approved counseling before obtaining a reverse mortgage. Cupertino residents often use these loans to supplement retirement income or cover healthcare costs.
What Does a Reverse Mortgage Specialist in Cupertino Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the first 200000 of home value plus 1 percent of the amount over 200000. Appraisal fees range from 400 to 800 and third party closing costs can be 1500 to 3000. HUD counseling fees are usually 125 to 250. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Cupertino do?
A reverse mortgage specialist in Cupertino guides homeowners through the process of converting home equity into loan proceeds. They explain eligibility requirements loan types and repayment terms. Specialists also coordinate with HUD approved counselors as required by California law.
Are there age requirements for a reverse mortgage in California?
Yes all borrowers must be at least 62 years old to qualify for a reverse mortgage in California. The home must be the borrowers primary residence. California law also mandates a three day right of rescission after closing.
What costs are associated with a reverse mortgage in Cupertino?
Costs for a reverse mortgage in Cupertino include an origination fee up to 2 percent of the home value appraisal fees and mortgage insurance premiums. Closing costs typically range from 2000 to 5000. Borrowers pay these costs from loan proceeds or out of pocket.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.