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Reverse Mortgage Specialists in Covina, CA

Browse reverse mortgage specialists serving Covina, California. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Covina, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 reverse mortgage specialists in Covina, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VirtuaLending
1161 Park View Dr Suite 210, Covina, CA 91724
3236938064
Crossroads Mortgage Team- Guild Mortgage
211 S Citrus Ave Unit 11 & 12, Covina, CA 91723
3238990805
Myrna Quintana - Royal Homes & Loans
973 E Badillo St suite b, Covina, CA 91724
9096347519
Above All Financial Services Inc
101 N Citrus St Suite 4B, Covina, CA 91723
6267712963
Citrus Group Home Loans
1074 Park View Dr #105, Covina, CA 91724
6266997466
C & S California Capital
640 S Barranca Ave, Covina, CA 91723
6266531800
Futura Financial - Reverse Mortgages
750 Terrado Plaza Suite 16, Covina, CA 91723
6264421888
Rafael P Gonzalez - Mortgage Consultant
536 S 2nd Ave Suite M, Covina, CA 91723
5623756988
George Alvarez
527 E Rowland St Ste. 100-B, Covina, CA 91723
8186918622
Edgar Salcedo Mortgage & Real Estate Broker
238 W Badillo St, Covina, CA 91723
6262535754

Reverse mortgage specialists in Covina, California help homeowners aged 62 and older convert home equity into loan proceeds. California law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists guide clients through the process, including understanding loan terms and local property tax implications in Los Angeles County.

What Does a Reverse Mortgage Specialist in Covina Cost?

Typical costs for a reverse mortgage specialist in California include an origination fee capped at 2 percent of the first $200,000 of home value plus 1 percent of the amount above $200,000, with a maximum of $6,000. Additional costs include a mortgage insurance premium of 2 percent of the appraised value upfront and 0.5 percent annually. Third-party fees for appraisal, title search, and credit report range from $500 to $2,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Covina do?
A reverse mortgage specialist in Covina helps seniors evaluate if a reverse mortgage is suitable. They explain loan options, costs, and requirements under California law. They do not provide financial advice but facilitate the loan process with lenders.
Are there California-specific rules for reverse mortgages?
Yes, California requires mandatory HUD-approved counseling for all reverse mortgage applicants. The state also mandates a 30-day cooling-off period after counseling before loan closing. Specialists must follow these rules to protect borrowers.