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Directory of reverse mortgage specialists in Concord, California. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Concord, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 reverse mortgage specialists in Concord, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LaMorinda Real Estate Luxury Services
1848 Willow Pass Rd #208, Concord, CA 94520
9258258494
Brian Reeg
1200 Concord Ave #180, Concord, CA 94520
9253030915
Stephen Seidler
1200 Concord Ave, Concord, CA 94520
9253637255
Annemarie Drosos Reverse Mortgage
2075 Diamond Blvd Suite H 210, Concord, CA 94520
5307362295
Private Money Bancorp Inc DBA Coast Capital Home Loans
2190 Meridian Park Blvd ste e, Concord, CA 94520
9252029942
A reverse mortgage specialist in Concord, California helps homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Concord residents can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Concord Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. For a home valued at 500,000 dollars, total upfront costs may range from 10,000 to 15,000 dollars. Ongoing costs include annual mortgage insurance premiums of 0.5 percent of the loan balance. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Concord California?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement. California law does not allow exceptions to this federal rule.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session must occur before you submit a loan application. The counselor explains costs, obligations, and alternatives.
What happens to the loan if I move out of my Concord home?
If you move out permanently or sell the home, the reverse mortgage becomes due and payable. You have 12 months under California law to repay the loan or sell the property. Interest accrues during this period.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.