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Compare Reverse Mortgage Specialists in Cerritos, CA

Looking for a reverse mortgage specialist in Cerritos? Review the directory below to compare your options.

13 agents listed
Updated May 2026
Cerritos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 reverse mortgage specialists in Cerritos, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Prime Lending
18000 Studebaker Rd # 700, Cerritos, CA 90703
8888529608
Brooks Mortgage, Inc.
18000 Studebaker Rd # 700, Cerritos, CA 90703
8776555870
NTMR Holdings
10900 183rd St Suite 285, Cerritos, CA 90703
5622539927
Solve Lending & Realty
18000 Studebaker Rd # 700, Cerritos, CA 90703
5622629162
Sun West Mortgage Eddie Rosales
18303 Gridley Rd, Cerritos, CA 90703
5622841040
Raquel Barrios
19112 Gridley Rd suite 211, Cerritos, CA 90703
3232396422
Capital BOC
17100 Norwalk Blvd Ste 105, Cerritos, CA 90703
5623244345
Hozoro Mortgage
17777 Center Ct Dr N #600, Cerritos, CA 90703
5627390109
iCore Lending, Inc.
12800 Center Ct Dr S #500, Cerritos, CA 90703
5624501644
The Mortgage Solution
17409 Marquardt Ave Suite F, Cerritos, CA 90703
5625545449
Dan The Reverse Mortgage Man
13217 South St, Cerritos, CA 90703
5626184993
ACG Funding- Juana Colenzo
18000 Studebaker Rd # 700, Cerritos, CA 90703
5623675627
Dan The Reverse Mortgage Man
13217 South St, Cerritos, CA 90703
5626184993

A reverse mortgage specialist in Cerritos California helps homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Specialists guide clients through loan terms and the mandatory counseling process to ensure informed decisions.

What Does a Reverse Mortgage Specialist in Cerritos Cost?

Typical costs for a reverse mortgage in California include an origination fee up to 6000 dollars or 2 percent of the home value whichever is less. Other costs include appraisal fees around 500 dollars and HUD counseling fees up to 125 dollars. Closing costs vary by lender and loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Cerritos California?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. The home must be the primary residence.
Do reverse mortgages have income or credit requirements in California?
Lenders do not require monthly income or good credit scores. However they do require proof that you can pay property taxes insurance and HOA fees. A financial assessment is part of the process.
Can I lose my home with a reverse mortgage in Cerritos?
You can lose your home if you fail to pay property taxes or homeowners insurance or if you do not maintain the property. California law protects borrowers with a right to cure defaults within a specific timeframe.