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Find Reverse Mortgage Specialists Near You in Bonsall, CA
Browse reverse mortgage specialists serving Bonsall, California. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Bonsall, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Bonsall, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sprint Funding, Inc.
5256 S Mission Rd Suite 1006, Bonsall, CA 92003
7607604290
The Mortgage Hub
5256 S Mission Rd Suite 118, Bonsall, CA 92003
7606126189
A reverse mortgage specialist in Bonsall, California helps homeowners aged 62 and older convert part of their home equity into loan proceeds. In California, borrowers must complete a HUD-approved counseling session before obtaining a reverse mortgage. Bonsall residents often use these funds to supplement retirement income, pay for healthcare, or cover home improvements.
What Does a Reverse Mortgage Specialist in Bonsall Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value (for HECMs), and third-party fees such as appraisal ($400-$800) and title insurance ($1,000-$2,000). Annual servicing fees may also apply, usually around $30-$50 per month. These costs vary based on loan type and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Bonsall do?
A reverse mortgage specialist guides homeowners through the loan process, explains eligibility requirements, and helps compare options like Home Equity Conversion Mortgages (HECMs). They also coordinate with HUD-approved counselors as required by California law.
Are there California-specific rules for reverse mortgages?
Yes, California requires a mandatory three-day right of rescission after closing, allowing borrowers to cancel without penalty. The state also mandates that lenders provide a disclosure of total annual loan cost (TALC) rates.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.