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Browse reverse mortgage specialists serving Berkeley, California. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Berkeley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 reverse mortgage specialists in Berkeley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Peter Barnes at CrossCountry Mortgage
1577 Solano Ave, Berkeley, CA 94707
5106475326
Faramarz Moeen-Ziai at CrossCountry Mortgage
2987 College Ave, Berkeley, CA 94705
5102544697
Erick Byrd at CrossCountry Mortgage
1577 Solano Ave, Berkeley, CA 94707
5103348847
David Byrd at CrossCountry Mortgage
1577 Solano Ave, Berkeley, CA 94707
5106475335
Erick Berthaldan - Guaranteed Rate
1400 Shattuck Ave. Suite 1, Berkeley, CA 94709
5105751482
Monica DiPerna, MBA at CrossCountry Mortgage
1385 Shattuck Ave. b, Berkeley, CA 94709
4157100354
Monica Di Perna CrossCountry Mortgage
1385 Shattuck Ave. b, Berkeley, CA 94709
4157100354
A reverse mortgage specialist in Berkeley California helps homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Berkeley seniors often use these loans to supplement retirement income or cover home repairs in the Bay Areas high cost of living market.
What Does a Reverse Mortgage Specialist in Berkeley Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 6000 for homes valued at 200000 or more. Third party costs such as appraisal title insurance and recording fees range from 2000 to 5000. HUD counseling costs around 125 but may be waived for low income borrowers. Total closing costs generally fall between 5000 and 15000 depending on the loan size and property value. This information is for general educational purposes and is not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in Berkeley have?
Specialists should hold a valid California mortgage license and have experience with HECM loans. They must follow federal and state rules including California Civil Code Section 1923 which governs reverse mortgages. Look for professionals who have completed additional training from the National Reverse Mortgage Lenders Association.
Are reverse mortgages regulated differently in California than other states?
Yes California has specific laws including a mandatory three day right of rescission after loan closing. The state also requires lenders to provide a detailed disclosure of all fees and terms. California law limits origination fees for HECM loans to the lower of 2 percent of the first 200000 of home value or 6000.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.