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Looking for a reverse mortgage specialist in Barstow? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Barstow, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 reverse mortgage specialists in Barstow, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Golden Empire Mortgage
420 Barstow Rd, Barstow, CA 92311
7602563593
Chase Home Lending
1291 E Main St, Barstow, CA 92311
7147323410
Paul Haefele - Home Mortgage Solutions
200 E Williams St, Barstow, CA 92311
4422424478
Hii Mortgage Loans Barstow Ca
501 E Virginia Way # 1-G, Barstow, CA 92311
7606784579
Reverse mortgage specialists in Barstow, California help seniors access home equity through federally insured Home Equity Conversion Mortgages (HECMs). California law requires borrowers to complete HUD-approved counseling before applying. Barstow homeowners often use these loans to supplement retirement income or pay for home repairs.
What Does a Reverse Mortgage Specialist in Barstow Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees like appraisal and title search ranging from $500 to $1,500. Closing costs generally total 2% to 5% of the loan amount. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Barstow?
A reverse mortgage specialist in Barstow guides seniors through the HECM process, from counseling to closing. They explain loan terms, costs, and repayment rules under California and federal law. They do not provide financial advice but can help you understand product options.
Are there age requirements for a reverse mortgage in California?
Yes, all borrowers must be at least 62 years old. This is a federal requirement for HECM loans. California does not have additional age restrictions beyond the federal rule.
What is the counseling requirement for reverse mortgages in California?
California law mandates that all reverse mortgage applicants complete a counseling session with a HUD-approved counselor. This session covers loan costs, alternatives, and risks. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.