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Find Reverse Mortgage Specialists Near You in Scottsdale, AZ

Looking for a reverse mortgage specialist in Scottsdale? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Scottsdale, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 20 reverse mortgage specialists in Scottsdale, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
V.I.P. Mortgage Inc.
9221 East Vía de Ventura, Scottsdale, AZ 85258
8006808799
Federal First Lending
8149 E Evans Rd Suite 1, Scottsdale, AZ 85260
8555173388
Chris Allen - Trusted Mortgage, Inc.
7621 E Rose Garden Ln, Scottsdale, AZ 85255
4255913471
Right Side Up Lending
10789 N 90th St #203, Scottsdale, AZ 85260
8886867701
Prime Plus Mortgages - Phoenix Hard Money Loans
7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251
4809237602
Modern Home Lending
4250 N Drinkwater Blvd Suite 300, Scottsdale, AZ 85251
4805988700
Ryan Spencer - AZ Mortgage Group LLC - Mortgage Broker
7010 E Acoma Dr STE 101, Scottsdale, AZ 85254
6027389500
Strategic Mortgage
7256 E Wingspan Way, Scottsdale, AZ 85255
4807035844
Expert Mortgage Financing LLC
10388 E Wood Dr, Scottsdale, AZ 85260
6026775859
Simplicity Home Loans
7720 E Evans Rd Ste #209, Scottsdale, AZ 85260
8557618498
Randy Whitaker | Castle & Cooke Mortgage, LLC
8787 E Pinnacle Peak Rd #200, Scottsdale, AZ 85255
6023490103
AZ Loan Help — Mortgage Broker Scottsdale
8767 East Vía de Ventura Suite 120, Scottsdale, AZ 85258
4802281089
All Reverse Mortgage, Inc. (ARLO™)
7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251
4807570676
Phoenix Lending Group, LLC
4237 N Craftsman Ct #201, Scottsdale, AZ 85251
6027915861
Juli Doyle
7010 E Acoma Dr Suite 101, Suite K, Scottsdale, AZ 85254
4802068742
Achievers Mortgage, LLC
3500 Hayden Rd APT 1302, Scottsdale, AZ 85251
4809945626
Randall Lierz - Sullivan Home Loans
7137 E Rancho Vista Dr, Scottsdale, AZ 85251
4809523804
Castle & Cooke Mortgage
8787 E Pinnacle Peak Rd #200, Scottsdale, AZ 85255
6023490103
Mark Youmagul | Barrett Financial Group
14301 N 87th St #303, Scottsdale, AZ 85260
7732979639
Counsel Mortgage Group, LLC
8700 E Pinnacle Peak Rd #224, Scottsdale, AZ 85255
4805021000

A reverse mortgage specialist in Scottsdale, Arizona helps seniors aged 62 and older convert home equity into tax-free funds. In Arizona, borrowers must complete a HUD-approved counseling session before applying. Scottsdale homeowners often use these loans to supplement retirement income or pay for healthcare expenses.

What Does a Reverse Mortgage Specialist in Scottsdale Cost?

Typical costs for a reverse mortgage in Arizona include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront and 0.5 percent annually, and third-party fees such as appraisal and title search. For a $400,000 home, total upfront costs often range from $8,000 to $14,000. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age and property requirements for a reverse mortgage in Scottsdale?
Borrowers must be at least 62 years old. The property must be a primary residence, such as a single-family home, HUD-approved condo, or manufactured home. In Arizona, the home must meet FHA minimum property standards.
Do I have to pay back a reverse mortgage while I live in the home?
No, repayment is not required until the last borrower moves out, sells the home, or passes away. In Arizona, lenders typically give a six-month grace period after the triggering event before foreclosure begins.
Are reverse mortgage proceeds taxable in Arizona?
No, reverse mortgage proceeds are considered loan advances, not income. They are not subject to Arizona state income tax. However, interest is not deductible until the loan is repaid.