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Find Reverse Mortgage Specialists Near You in Prescott Valley, AZ
Browse reverse mortgage specialists serving Prescott Valley, Arizona. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Prescott Valley, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 2 reverse mortgage specialists in Prescott Valley, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OnQ Home Loans | Prescott Valley
8098 E Valley Rd #1, Prescott Valley, AZ 86314
9287132128
Pilgrim Denny Team- Benchmark Mortgage
3194 N Windsong Dr, Prescott Valley, AZ 86314
9285418737
Reverse mortgage specialists in Prescott Valley, Arizona help homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Arizona law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in this area guide clients through the process, including property eligibility and repayment terms specific to Arizona.
What Does a Reverse Mortgage Specialist in Prescott Valley Cost?
Typical costs for a reverse mortgage in Arizona include an origination fee (up to $6,000), mortgage insurance premium (2% of the home value upfront plus 0.5% annually), appraisal fee ($400 to $800), and closing costs ($2,000 to $4,000). Total costs often range from $8,000 to $15,000, but can vary based on loan amount and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Prescott Valley?
Borrowers must be at least 62 years old. All co-borrowers on the title must meet this age requirement under federal HECM rules.
Is counseling required before getting a reverse mortgage in Arizona?
Yes, Arizona law mandates that all borrowers complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Prescott Valley?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Arizona law allows lenders to foreclose if these obligations are not met.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.