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Compare Reverse Mortgage Specialists in Opelika, AL
Browse reverse mortgage specialists serving Opelika, Alabama. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Opelika, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 10 reverse mortgage specialists in Opelika, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan South Finance
3796 A Pepperell Pkwy, Opelika, AL 36801
3347597096
Green Street Mortgage Lenders Inc
600 Ave A, Opelika, AL 36801
2517520384
River Bank & Trust
1804 Thomason Dr, Opelika, AL 36801
3343645100
Southeast Mortgage
Opelika, AL 36801
2564961232
Movement Mortgage
801 S Railroad Ave, Opelika, AL 36801
8773141499
Diversified Mortgage Brokerage, LLC
102 S 6th St, Opelika, AL 36801
3342462537
Kim Phillips, Movement Mortgage
801 S Railroad Ave Stes 101 & 102, Opelika, AL 36801
8773141499
PNC Mortgage
605 2nd Ave, Opelika, AL 36801
3347498361
Regions Mortgage
2401 Gateway Dr, Opelika, AL 36801
8009862462
PNC Mortgage
2426 Enterprise Dr, Opelika, AL 36801
3347454052
A reverse mortgage specialist in Opelika Alabama helps homeowners aged 62 and older convert home equity into cash without monthly payments. Alabama law requires borrowers to complete HUD-approved counseling before obtaining a reverse mortgage. Opelika residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Opelika Cost?
Typical costs for a reverse mortgage specialist in Alabama include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 3000 to 8000 dollars depending on the property value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Opelika do?
A reverse mortgage specialist guides you through the application process and explains loan terms. They help you understand how a reverse mortgage affects your home equity and estate. Specialists also coordinate with HUD-approved counselors as required by Alabama law.
Who qualifies for a reverse mortgage in Opelika Alabama?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. Alabama does not have additional state-specific age requirements beyond federal rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.