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Browse reverse mortgage specialists serving Leeds, Alabama. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Leeds, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 5 reverse mortgage specialists in Leeds, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shane Ray and Matthew Ray- Stockton Mortgage Corporation
1915 Courson Ct #100, Leeds, AL 35094
2058210402
Kristi Graham Scott -Loan Officer and Branch Leader
7910 Parkway Dr, Leeds, AL 35094
2055166310
Sean Faciane- Loan Officer NMLS #1129252
7910 Parkway Dr, Leeds, AL 35094
2054109973
Hii Commercial Mortgage Loans Leeds AL
2425 Briarcliff Dr # D, Leeds, AL 35094
2056152899
PNC Mortgage
7925 Parkway Dr, Leeds, AL 35094
2052973430
A reverse mortgage specialist in Leeds Alabama helps homeowners aged 62 and older convert home equity into loan proceeds. Alabama law requires borrowers to complete a counseling session with a HUD approved counselor before applying. This type of loan can provide tax free income while you remain in your home.
What Does a Reverse Mortgage Specialist in Leeds Cost?
Typical costs for a reverse mortgage in Alabama include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party fees for appraisal title and recording. These costs can range from 5000 to 15000 depending on the home value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Leeds Alabama?
Borrowers must be at least 62 years old. If there are two borrowers on the title both must meet this age requirement. The home must be your primary residence.
Is there a limit on how much I can borrow with a reverse mortgage in Alabama?
The amount you can borrow depends on your age the value of your home and current interest rates. Alabama law does not set a specific dollar limit but the Federal Housing Administration sets maximum claim amounts which change yearly.
Do I have to repay the reverse mortgage while I live in my home in Leeds?
You do not have to make monthly payments on the loan. The loan becomes due when you sell the home move out permanently or pass away. Alabama law requires the lender to give you a notice before any foreclosure action.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.