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Looking for a reverse mortgage specialist in Fort Payne? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Fort Payne, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 15 reverse mortgage specialists in Fort Payne, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
601 Gault Ave S Ste 300, Fort Payne, AL 35967
2568456791
Liberty Finance of Fort Payne
1949 Gault Ave N Suite 103, Fort Payne, AL 35967
2568442208
1st Franklin Financial
1200 Dekalb Plaza Blvd SW, Fort Payne, AL 35967
2568455500
Security Finance
2207 Gault Ave N suite e, Fort Payne, AL 35967
2569970511
Tower Loan
318 Gault Ave N, Fort Payne, AL 35967
2563046910
Regional Finance
103 Cracker Barrel Rd, Fort Payne, AL 35968
2568459007
Credit Central
607 Gault Ave N # D, Fort Payne, AL 35967
2568454784
Liberty Tax & Loans
601 Gault Ave S #500, Fort Payne, AL 35967
2568457223
Re/MAX Property Center
903 Grand Ave SW, Fort Payne, AL 35967
2569979400
Republic Finance
1906 Glenn Blvd SW Suite 700, Fort Payne, AL 35968
2568454450
Edward Jones - Financial Advisor: Matt Guice, AAMS®
2208 Gault Ave N, Fort Payne, AL 35967
2568446726
Edward Jones - Financial Advisor: Vicky Kirby, AAMS®
616 Gault Ave N, Fort Payne, AL 35967
2568452610
Victorian Finance - Fort Payne
1000 Gault Ave S E, Fort Payne, AL 35967
2569961421
Regions Mortgage
Grand Ave S, Fort Payne, AL 35967
8003256000
PNC Mortgage
200 Gault Ave N, Fort Payne, AL 35967
2568451210
A reverse mortgage specialist in Fort Payne, Alabama helps homeowners aged 62 and older convert home equity into tax-free funds. Alabama law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Fort Payne guide clients through the process, including property eligibility and repayment terms specific to Alabama.
What Does a Reverse Mortgage Specialist in Fort Payne Cost?
Typical costs for a reverse mortgage in Alabama include an origination fee up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees like appraisal and title search. Total closing costs often range from $2,000 to $8,000. These costs vary by loan amount and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Fort Payne Alabama?
Borrowers must be at least 62 years old. All co-borrowers must meet this age requirement. The home must be the primary residence.
Do I need counseling before getting a reverse mortgage in Alabama?
Yes, Alabama law requires HUD-approved counseling for all HECM reverse mortgages. The counselor explains costs, alternatives, and financial implications. You receive a certificate after completing the session.
Can I use a reverse mortgage to buy a home in Fort Payne?
Yes, the HECM for Purchase program allows you to buy a primary residence in Fort Payne using a reverse mortgage. You must pay the difference between the purchase price and the loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.