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Compare Mortgage Refinance Companies in Sheboygan, WI

Directory of mortgage refinance companies in Sheboygan, Wisconsin. Verify credentials with the state mortgage licensing authority before hiring.

15 agents listed
Updated May 2026
Sheboygan, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 15 mortgage refinance companies in Sheboygan, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
522 N 8th St, Sheboygan, WI 53081
9204582414
Heights Finance
2838 S Business Dr, Sheboygan, WI 53081
9204582242
Envoy Mortgage - Sheboygan, WI
2527 S Business Dr, Sheboygan, WI 53081
9209123915
Peggy Ayers CIBM Mortgage NMLS #226399
638 Riverfront Dr g10, Sheboygan, WI 53081
9204575626
Erik Thiel - Guild Mortgage
504 S 14th St #1,2,3, Sheboygan, WI 53081
9203951467
Team Sheboygan Mortgage | Trish Toutloff & Peggy Ayers | CIBM Mortgage
638 Riverfront Dr Suite 130A, Sheboygan, WI 53081
9204575626
CIBM Mortgage Sheboygan Trish Toutloff Mortgage Loan Officer NMLS #1900530
638 Riverfront Dr g10, Sheboygan, WI 53081
9204575626
The Financial Group
625 N 8th St, Sheboygan, WI 53081
9204516800
Lauren Hudson | Rate
701 N 8th St, Sheboygan, WI 53081
9202547267
OneMain Financial
3110 S Business Dr, Sheboygan, WI 53081
9204574824
Jeffrey Fahrenbach-U.S. Bank Mortgage
605 N 8th St, Sheboygan, WI 53081
9204513334
New American Funding - Sheboygan, WI
529 Ontario Ave, Sheboygan, WI 53081
9202123337
U.S. Bank-Mortgage Sales Supervisor-Anne Schrage
1450 S 12th St, Sheboygan, WI 53081
9204535537
BMO Harris Bank Mortgage
1441 N Taylor Dr # 1, Sheboygan, WI 53081
8883402265
Guild Mortgage Company
504 S 14th St #1,2,3, Sheboygan, WI 53081
4145269079

What Does a Mortgage Refinance Company in Sheboygan Cost?

Typical costs for a mortgage refinance in Sheboygan include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan amount. Wisconsin also charges a mortgage recording tax of 0.50 dollars per 100 dollars of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Sheboygan?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Wisconsin lenders also require proof of homeowners insurance. The exact list depends on your income and loan type.
How long does a mortgage refinance take in Wisconsin?
Most refinances close in 30 to 45 days from application. Wisconsin law gives you a three day right of rescission after signing, which adds a few days to the timeline. Delays can happen if an appraisal or title work takes longer.
Are there Wisconsin specific rules for refinancing a mortgage?
Yes. Wisconsin is a lien theory state, meaning the lender holds a lien on your property until the loan is paid. You also have the right to cancel the refinance within three business days after signing under federal and state law. No prepayment penalties are allowed on most Wisconsin mortgages.