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Find Mortgage Refinance Companies in River Falls, WI
Directory of mortgage refinance companies in River Falls, Wisconsin. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
River Falls, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 3 mortgage refinance companies in River Falls, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aaron Ellefson-Citywide Home Mortgage
1048 N Main St, River Falls, WI 54022
7159771900
The Massa Mortgage Team
124 N Main St, River Falls, WI 54022
6517648289
Security Financial Bank
1561 Commerce Ct, River Falls, WI 54022
7154266600
A mortgage refinance company in River Falls, Wisconsin helps homeowners replace their existing home loan with a new one. Wisconsin law requires lenders to provide clear disclosures under state statute 138.055. Local companies can guide you through the process and explain how property values in Pierce County affect your options.
What Does a Mortgage Refinance Company in River Falls Cost?
Typical costs for a mortgage refinance in Wisconsin range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 1,000 to 3,000 dollars. Recording fees with the Pierce County register of deeds add about 50 to 100 dollars. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing in River Falls?
The refinance process in Wisconsin usually takes 30 to 45 days from application to closing. This timeline can vary based on your lender and the complexity of your financial situation. Local title companies in Pierce County help speed up the process.
Do Wisconsin laws affect refinance costs?
Yes, Wisconsin law limits certain fees like prepayment penalties under state statute 138.056. Lenders must also follow state rules for recording mortgages with the county register of deeds. These rules help protect borrowers from unexpected charges.
Can I refinance if my home value dropped in River Falls?
Yes, but you may need to use a government program like the FHA streamline or a conventional loan with mortgage insurance. Wisconsin law does not require a minimum equity amount for all refinance types. A local lender can review your specific case.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.