Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 13 mortgage refinance companies in Oshkosh, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
376 S Koeller St, Oshkosh, WI 54902
9202311501
Guild Mortgage - Keri Fleischmann
2210 Omro Rd Ste A, Oshkosh, WI 54904
2623888846
Guild Mortgage - Linda Busse
2210 Omro Rd Ste A, Oshkosh, WI 54904
9203851220
Waterstone Mortgage - Oshkosh, WI
459A S Washburn St, Oshkosh, WI 54904
9207507939
The Linda Busse Team Guild Mortgage
2210 Omro Rd Ste A, Oshkosh, WI 54904
9206553872
Winnebago Community Credit Union
567 E Snell Rd, Oshkosh, WI 54901
9202339096
Lendmark Financial Services LLC
1956 S Koeller St, Oshkosh, WI 54902
9208082010
OneMain Financial
510 S Koeller St, Oshkosh, WI 54902
9202338222
Rosary Ambas-U.S. Bank Mortgage
1620 W 20th Ave, Oshkosh, WI 54902
9204248125
US Bank Mortgage
1620 W 20th Ave, Oshkosh, WI 54902
8008722657
Chase Mortgage
2280 WI-44, Oshkosh, WI 54903
9202363900
BMO Harris Bank Mortgage
50 Pearl Ave suite 102, Oshkosh, WI 54901
9202365300
BMO Harris Bank Mortgage
1325 Egg Harbor Ln, Oshkosh, WI 54904
8883402265
What Does a Mortgage Refinance Company in Oshkosh Cost?
Typical costs for a mortgage refinance in Wisconsin include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars title insurance of 800 to 1500 dollars and recording fees of 30 to 100 dollars. Closing costs in Oshkosh generally total 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Oshkosh Wisconsin?
A standard refinance in Wisconsin usually takes 30 to 45 days from application to closing. Wisconsin law does not set a specific timeline but lenders must follow federal Truth in Lending Act rules. Delays can occur if an appraisal or title work takes longer.
Do I need a home appraisal to refinance in Oshkosh?
Most lenders in Wisconsin require a home appraisal for a rate-and-term refinance. Some streamline programs like FHA streamline or VA IRRRL may waive the appraisal. The appraisal cost in Wisconsin typically ranges from 400 to 700 dollars.
Are there Wisconsin-specific laws that affect mortgage refinancing?
Yes Wisconsin has a statute of limitations of six years for enforcing a mortgage note. The state also requires lenders to be licensed under the Wisconsin Mortgage Banker and Broker Law. Borrowers have three business days to cancel a refinance under federal right of rescission rules.