Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 9 mortgage refinance companies in Onalaska, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Todd Vercruysse, Mortgage Lender- Union Home Mortgage
1613 Main St Ste 3, Onalaska, WI 54650
6084675803
Imagine Home Lending
1037 Riders Club Rd, Onalaska, WI 54650
6087793100
Jeff Thompson - Granite Mortgage
115 10th Ave S #102, Onalaska, WI 54650
6083974356
Cliff Amundson, Mortgage Lender - Union Home Mortgage
2850 Midwest Dr STE 100, Onalaska, WI 54650
6082055467
Supreme Lending Onalaska
929 Riders Club Rd, Onalaska, WI 54650
6083863532
Compeer Financial
207 Marcou Rd, Onalaska, WI 54650
6088716121
US Bank Mortgage
1260 Crossing Meadows Dr, Onalaska, WI 54650
8008722657
Supreme Lending Wisconsin
114 2nd Ave N, Onalaska, WI 54650
6083863532
BMO Harris Bank Mortgage
1145 Main St, Onalaska, WI 54650
8883402265
What Does a Mortgage Refinance Company in Onalaska Cost?
Typical costs for refinancing a mortgage in Wisconsin include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and a mortgage recording fee of about 0.30 percent of the loan amount. Origination fees often range from 0.5 to 1 percent of the loan. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Onalaska Wisconsin?
You will typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders also require a copy of your current mortgage statement and a government-issued ID. Wisconsin law may require additional disclosures for adjustable-rate loans.
How long does a mortgage refinance take in Wisconsin?
A typical refinance in Wisconsin takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise. Lenders must provide a Closing Disclosure at least three business days before closing under federal and state rules.
Are there Wisconsin-specific fees for refinancing a mortgage?
Yes, Wisconsin charges a mortgage recording fee of approximately 0.30 percent of the loan amount. Other common costs include title insurance, appraisal fees, and origination charges. These fees must be listed on your Loan Estimate and Closing Disclosure.