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Find Mortgage Refinance Companies Near You in Oak Creek, WI

Looking for a mortgage refinance company in Oak Creek? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Oak Creek, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 6 mortgage refinance companies in Oak Creek, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lendmark Financial Services LLC
8750 S Howell Ave, Oak Creek, WI 53154
4143638234
Heights Finance
7071 South 13th Street Suite 103, Oak Creek, WI 53154
4143761002
Better Credit Services
7071 South 13th Street #202, Oak Creek, WI 53154
8554453395
Rachael K. Tharp - Mortgage Loan Officer
2555 W Ryan Rd, Oak Creek, WI 53154
4147615620
US Bank Mortgage
8131 S Howell Ave, Oak Creek, WI 53154
8008722657
PNC Mortgage
125 E Puetz Rd, Oak Creek, WI 53154
4147662380

Mortgage refinance companies in Oak Creek Wisconsin help homeowners lower their interest rate or change loan terms. Wisconsin law requires lenders to provide a clear loan estimate within three business days of application. Local refinance services can guide you through state specific rules on prepayment penalties and escrow accounts.

What Does a Mortgage Refinance Company in Oak Creek Cost?

Typical costs for a mortgage refinance in Wisconsin include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Third party fees like credit report and recording fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Oak Creek Wisconsin?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Wisconsin lenders may also ask for proof of homeowners insurance. Having these ready can speed up the process.
How long does a mortgage refinance take in Wisconsin?
A standard refinance in Wisconsin usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Your lender must provide a closing disclosure at least three business days before closing.