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Compare Mortgage Refinance Companies in Chippewa Falls, WI
Directory of mortgage refinance companies in Chippewa Falls, Wisconsin. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Chippewa Falls, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 6 mortgage refinance companies in Chippewa Falls, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
475 Chippewa Mall Dr #145, Chippewa Falls, WI 54729
7157207940
Royal Credit Union - Chippewa Falls South
1031 Woodward Ave, Chippewa Falls, WI 54729
8003419911
Pillar Bank
2868 Co Hwy I, Chippewa Falls, WI 54729
7158615567
Chippewa Valley Financial Services LLC
621 W Park Ave, Chippewa Falls, WI 54729
7157237009
US Bank Mortgage
1660 County Hwy OO, Chippewa Falls, WI 54729
8008722657
Chippewa Reifnance Home
15 Taylor St, Chippewa Falls, WI 54729
8555498591
Mortgage refinance companies in Chippewa Falls, Wisconsin help homeowners lower their interest rates, reduce monthly payments, or switch loan types. Wisconsin law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can guide you through the process and explain state-specific regulations, such as Wisconsin's 15-day right of rescission for certain refinances.
What Does a Mortgage Refinance Company in Chippewa Falls Cost?
Typical costs for a mortgage refinance in Wisconsin include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $800 to $1,500. Recording fees in Wisconsin are around 0.30% of the loan amount. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Chippewa Falls?
You will typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Wisconsin lenders may also ask for a property appraisal to confirm your home's value.
How long does a mortgage refinance take in Wisconsin?
A standard refinance in Wisconsin usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is required or if the appraisal takes longer.
Are there Wisconsin-specific fees for refinancing?
Yes, Wisconsin charges a mortgage recording fee of approximately 0.30% of the loan amount. You may also pay state transfer taxes and local recording fees. Always review the Loan Estimate for a full breakdown.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.