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Showing 2 mortgage refinance companies in Fairmont, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot
110 Merchant St #201, Fairmont, WV 26554
3043761228
Laura Candell, Guaranteed Rate
110 Adams St First Floor, Suite 101, Fairmont, WV 26554
3044764167
What Does a Mortgage Refinance Company in Fairmont Cost?
Typical costs for a mortgage refinance in West Virginia include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees of 400 to 700 dollars. Third party costs like title search and recording fees can add 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Fairmont West Virginia?
You typically need pay stubs tax returns bank statements and a photo ID. West Virginia lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in West Virginia?
A standard refinance in West Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there West Virginia specific laws for mortgage refinancing?
West Virginia follows federal Truth in Lending Act rules and has a three day right of rescission for most refinances. The state also requires lenders to register with the West Virginia Division of Financial Institutions.