Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 mortgage refinance companies in Yelm, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NewRez Home Loans- Theresa Donohue- Loan Officer page
106 NE Plaza Dr SE Building B2, Yelm, WA 98597
2536782098
America's Credit Union - Yelm Branch
415 E Yelm Ave, Yelm, WA 98597
2539643113
O Bee Credit Union
1201 E Yelm Ave STE 100, Yelm, WA 98597
3609430740
Newrez, Nick Parsons nmls 420443
106 NE Plaza Dr SE B-2, Yelm, WA 98597
3609551820
Newrez LLC
106 NE Plaza Dr SE Bldg. B2 Suite B-2, Floor 1, Yelm, WA 98597
3609551820
U.S. Bank-Tabitha Cesarano-Mortgage Loan Officer
U.S. Bank Area Served, Yelm, WA 98597
2537333257
What Does a Mortgage Refinance Company in Yelm Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party costs like credit report fees and recording fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Yelm Washington?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Washington lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Washington state?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal availability and lender workload.
Are there Washington state laws that affect mortgage refinancing?
Yes Washington has specific laws about prepayment penalties and escrow accounts. Under RCW 19.146 lenders must disclose all fees clearly. There is no state limit on refinance fees but federal rules apply.