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Find Mortgage Refinance Companies in Stanwood, WA

Looking for a mortgage refinance company in Stanwood? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Stanwood, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 7 mortgage refinance companies in Stanwood, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
WaFd Bank
9025 271st St NW, Stanwood, WA 98292
(360) 629-2123 wafdbank.com
Equity Solutions NW
9715 271st St NW Suite 3, Stanwood, WA 98292
(425) 359-2287 equitysolutionsnw.com
Vince Thomas & Co
9715 271st St NW NW, Stanwood, WA 98292
(425) 359-2287 vincethomas.com
LeaderOne Home Loans-Breanna Jeter(Studley)
7359 267th St NW ste e, Stanwood, WA 98292
(425) 314-9898 breannajeter.leader1.com
Chase Mortgage
26603 Lindstrom Rd, Stanwood, WA 98292
(360) 629-3552 chase.com
Evergreen Home Loans Stanwood One NMLS 1543142
9902 270th St NW Suite B, Stanwood, WA 98292
(360) 654-6830 evergreenhomeloans.com
Alphabetasoup LLC
30202 52nd Ave NW, Stanwood, WA 98292
(425) 322-6726 lumae.ai

Mortgage refinance companies in Stanwood, Washington help homeowners lower their interest rate or change loan terms. Washington state law requires lenders to be licensed under the Consumer Loan Act. Local Stanwood lenders understand Snohomish County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Stanwood Cost?

Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $800 to $1,500. Third-party fees such as credit report and recording fees add $100 to $300. Total closing costs usually range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage refinance company in Stanwood?
A mortgage refinance company in Stanwood helps homeowners replace their existing home loan with a new one. These companies handle applications, appraisals, and closing. They must follow Washington state licensing rules.
How long does a refinance take in Washington?
A typical refinance in Washington takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if documents are incomplete. Lenders must provide a Loan Estimate within three business days of application.
What documents do I need for a refinance in Stanwood?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders may also require a property appraisal. Self-employed borrowers need additional income documentation.

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