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Find Mortgage Refinance Companies Near You in Stanwood, WA
Browse mortgage refinance companies serving Stanwood, Washington. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Stanwood, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 7 mortgage refinance companies in Stanwood, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
WaFd Bank
9025 271st St NW, Stanwood, WA 98292
3606292123
Equity Solutions NW
9715 271st St NW Suite 3, Stanwood, WA 98292
4253592287
Vince Thomas & Co
9715 271st St NW NW, Stanwood, WA 98292
4253592287
LeaderOne Home Loans-Breanna Jeter(Studley)
7359 267th St NW ste e, Stanwood, WA 98292
4253149898
Chase Mortgage
26603 Lindstrom Rd, Stanwood, WA 98292
3606293552
Evergreen Home Loans Stanwood One NMLS 1543142
9902 270th St NW Suite B, Stanwood, WA 98292
3606546830
Alphabetasoup LLC
30202 52nd Ave NW, Stanwood, WA 98292
4253226726
Mortgage refinance companies in Stanwood, Washington help homeowners lower their interest rate or change loan terms. Washington state law requires lenders to be licensed under the Consumer Loan Act. Local Stanwood lenders understand Snohomish County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Stanwood Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $800 to $1,500. Third-party fees such as credit report and recording fees add $100 to $300. Total closing costs usually range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Stanwood?
A mortgage refinance company in Stanwood helps homeowners replace their existing home loan with a new one. These companies handle applications, appraisals, and closing. They must follow Washington state licensing rules.
How long does a refinance take in Washington?
A typical refinance in Washington takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if documents are incomplete. Lenders must provide a Loan Estimate within three business days of application.
What documents do I need for a refinance in Stanwood?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders may also require a property appraisal. Self-employed borrowers need additional income documentation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.