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Find Mortgage Refinance Companies in Port Orchard, WA
Directory of mortgage refinance companies in Port Orchard, Washington. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Port Orchard, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 9 mortgage refinance companies in Port Orchard, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Donna Miller, Movement Mortgage NMLS 93854
2465 Bethel Rd SE Suite 201, Port Orchard, WA 98366
3608740451
Riley Chase -Movement Mortgage NMLS#405718
2465 Bethel Ave Suite 201, Port Orchard, WA 98366
3607102089
Movement Mortgage: Chris Garcia
2465 Bethel Rd SE Suite 201, Port Orchard, WA 98366
3606493742
Barbara Masters
1551 SE Piperberry Way Suite 151, Port Orchard, WA 98366
3606212644
US Bank Mortgage
Port Orchard, WA 98366
8008722657
American First Lending Corporation
450 Port Orchard Blvd #220, Port Orchard, WA 98366
8887796500
Windermere Mortgage Services
1200 Bethel Ave, Port Orchard, WA 98366
3608747731
Chase Home Lending
4350 SE Mile Hill Dr, Port Orchard, WA 98366
3032456524
Movement Mortgage
1551 SE Piperberry Way Suite 151, Port Orchard, WA 98366
8773141499
Port Orchard homeowners seeking a mortgage refinance company can work with local lenders who understand Washington state laws. Washington requires lenders to follow the Consumer Loan Act and provide clear disclosures under RCW 31.04. Refinancing can help you lower your rate or change loan terms, but it is important to compare offers from multiple companies.
What Does a Mortgage Refinance Company in Port Orchard Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,200. Closing costs usually total 2% to 5% of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Port Orchard?
You will typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a property appraisal and a signed disclosure of the loan terms under state law.
How long does a mortgage refinance take in Washington?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer than expected.
Are there Washington state laws that protect me when refinancing?
Yes, Washington has laws like the Mortgage Broker Practices Act (RCW 19.146) which require lenders to act in good faith and provide accurate disclosures. You also have a three-day right of rescission after signing for most refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.