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Showing 2 mortgage refinance companies in Pasco, WA
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Luis Campos -Top Rated Tri-Cities Mortgage Lender - Benton & Franklin Home Loans -Wheatland Bank
9715 Sandifur Pkwy, Pasco, WA 99301
5093618267
Motto Mortgage Partner Group
9527 Sandifur Pkwy Suite B, Pasco, WA 99301
5092232122
What Does a Mortgage Refinance Company in Pasco Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $800 to $1,500. Third party costs like recording fees and credit report fees add $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Pasco Washington?
You typically need pay stubs, tax returns, bank statements, and a government ID. Washington lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Washington state?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Washington state laws that affect mortgage refinance costs?
Yes. Washington requires lenders to disclose all fees upfront in the Loan Estimate. The state also caps certain recording fees and requires a 3 day right of rescission for most refinances.