ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Mountlake Terrace, WA
Looking for a mortgage refinance company in Mountlake Terrace? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Mountlake Terrace, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 5 mortgage refinance companies in Mountlake Terrace, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Security Bank Home Lending Office
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
8006830973
Caliber Home Loans - Mountlake Terrace
6100 219th St SW #545, Mountlake Terrace, WA 98043
4255992600
Enrico Di Salvo at 1st Security Bank | NMLS #113132
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
2067184776
Holly Gaal l Fairway Independent Mortgage
5800 236th St SW, Mountlake Terrace, WA 98043
2063992982
Alycia Edmonds | NMLS #487507 | 1st Security Bank
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
2063720852
A mortgage refinance company in Mountlake Terrace Washington can help you lower your interest rate or change your loan terms. Washington State law requires lenders to be licensed under the Consumer Loan Act. Local companies understand Snohomish County property values and can guide you through the refinancing process.
What Does a Mortgage Refinance Company in Mountlake Terrace Cost?
Typical costs for a mortgage refinance in Washington include an appraisal fee of 400 to 700 dollars, an origination fee of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,500 dollars. Recording fees and taxes add about 0.15 to 0.20 percent of the loan value. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Mountlake Terrace?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders also require a property appraisal. Washington law does not require a specific document set, but most lenders follow standard federal guidelines.
How long does a mortgage refinance take in Washington State?
A typical refinance takes 30 to 45 days from application to closing. Washington does not have a statutory time limit for refinances, but delays can occur due to appraisal scheduling or underwriting review. Your lender will provide an estimated timeline.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Mountlake Terrace who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.