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Compare Mortgage Refinance Companies in Kirkland, WA
Compare mortgage refinance companies in Kirkland. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Kirkland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 mortgage refinance companies in Kirkland, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
4020 Lake Washington Blvd NE East Suite 202, Kirkland, WA 98033
2066732121
Kevin M. Pennington, Licensed Mortgage Broker
821 Kirkland Ave Suite 100, Kirkland, WA 98033
4258947852
Leah Zamir at OriginPoint (NMLS #830846)
4040 Lake Washington Blvd NE Suite 301, Kirkland, WA 98033
9169103813
Dan Chapman - Fairway Home Mortgage Corporation
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
4255033209
Washington First Mortgage
821 Kirkland Ave Suite 100, Kirkland, WA 98033
4255765462
Aaron Crossley, Movement Mortgage
11255 Kirkland Way Suite 110, Kirkland, WA 98033
4254572232
Home Trust Financial
135 Lake St S STE 230, Kirkland, WA 98033
2064095273
Guild Mortgage Company
105 Central Way #200, Kirkland, WA 98033
4259477800
Popach Lending
5209 Lake Washington Blvd NE #105, Kirkland, WA 98033
4255222412
Barry Friedman Loans
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
2064623470
Ted Andrew Klarich | Fairway Independent Mortgage Corporation Loan Officer
4030 Lake Washington Blvd NE # 210, Kirkland, WA 98033
2064011878
Winter Rankin Team - Fairway Independent Mortgage Corporation
4020 Lake Washington Blvd NE, Kirkland, WA 98033
2062358677
LoanZilla
6620 Lake Washington Blvd NE APT 302, Kirkland, WA 98033
4256593388
Washington Discount Mortgage
8213 131st Ave NE, Kirkland, WA 98033
2067551697
Fairway Home Mortgage - Justin Nimick, Loan Originator
4030 Lake Washington Blvd NE # 210, Kirkland, WA 98033
2536068785
TriStar Finance, Inc. I HOME LOANS I MORTGAGE COMPANY
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
2062358677
Mortgage refinance companies in Kirkland Washington help homeowners adjust their loan terms or lower their interest rates. Washington state law requires lenders to provide a Loan Estimate within three business days of application. Local Kirkland lenders understand the Eastside real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Kirkland Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Kirkland often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Kirkland Washington?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Washington lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Washington state?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
Are there Washington state laws that affect mortgage refinancing?
Yes. Washington Revised Code 19.144 regulates mortgage broker practices. Lenders must disclose all fees and provide a three day right of rescission for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.