ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage refinance company in Kenmore? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Kenmore, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 mortgage refinance companies in Kenmore, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
All City Mortgage, LLC (NMLS#107614)
7225 NE 149th Pl, Kenmore, WA 98028
4254856509
Gary Hawkinson - NFM Lending
17455 68th Ave NE Suite 302, Kenmore, WA 98028
2533125999
All City Mortgage, LLC (NMLS#107614)
7225 NE 149th Pl, Kenmore, WA 98028
4254856509
Mortgage refinance companies in Kenmore, Washington help homeowners lower their interest rate, change loan terms, or access home equity. Washington state law requires lenders to follow specific disclosure rules under the Consumer Loan Act (RCW 31.04). Kenmore residents often refinance to take advantage of competitive rates in the Seattle metro area.
What Does a Mortgage Refinance Company in Kenmore Cost?
Typical costs for refinancing in Kenmore include an appraisal fee of $400 to $700, loan origination fees of 0.5% to 1% of the loan amount, and title insurance costing $800 to $1,500. Washington state recording fees add about $50 to $150. Closing costs generally total 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Kenmore Washington?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. Washington lenders also require a signed good faith estimate and truth in lending disclosure within three business days of application.
How long does a mortgage refinance take in Washington state?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. State law does not set a specific time limit, but lenders must provide timely updates.
Are there Washington state taxes on refinancing a home?
Washington does not charge a state income tax, but refinancing may trigger a mortgage recording tax. This tax is typically 0.1% to 0.2% of the loan amount, paid at closing. Some counties in Washington also charge a local recording fee.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Kenmore who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.