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Compare mortgage refinance companies in Kelso. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Kelso, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 mortgage refinance companies in Kelso, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Academy Mortgage
209 W Main St UNIT 103, Kelso, WA 98626
3605776000
OneMain Financial
224 S Kelso Dr, Kelso, WA 98626
3605751854
Kristi Spears VIP Mortgage INC
209 W Main St UNIT 103, Kelso, WA 98626
3609571757
Mortgage refinance companies in Kelso, Washington help homeowners lower their interest rate, change loan terms, or access home equity. Washington state law requires lenders to provide a Loan Estimate within three business days of application. Local Kelso lenders understand Cowlitz County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Kelso Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,200 dollars. Third-party fees for credit reports and recording may add 100 to 300 dollars. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Kelso?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Washington?
A typical refinance in Washington takes 30 to 45 days from application to closing. This timeline can vary based on your lender workload and appraisal availability in Cowlitz County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.