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Directory of mortgage refinance companies in Cheney, Washington. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Cheney, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 mortgage refinance companies in Cheney, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cheney Federal Credit Union
520 1st St, Cheney, WA 99004
5092356533
Stone Ridge Home Loans, PLLC
9615 W Melville Rd, Cheney, WA 99004
5099937368
Stone Ridge Home Loans, PLLC
9615 W Melville Rd, Cheney, WA 99004
5099937368
Mortgage refinance companies in Cheney, Washington help homeowners lower their interest rates or change loan terms. Washington state law requires lenders to be licensed and follow specific disclosure rules under the Consumer Loan Act. Local Cheney residents can work with these companies to access equity or reduce monthly payments.
What Does a Mortgage Refinance Company in Cheney Cost?
Typical costs for mortgage refinance in Washington include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Washington often range from 2 to 5 percent of the loan principal. These costs vary by lender, loan type, and property value. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Cheney Washington?
The refinance process in Washington usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender and your specific financial situation. Washington law does not set a specific time limit for the process.
Are there any Washington state laws that affect mortgage refinancing?
Yes, Washington has a three-day right of rescission for most refinances on your primary home. This means you can cancel the loan within three business days after signing. Lenders must also provide a Loan Estimate and Closing Disclosure as required by federal and state rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.