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Looking for a mortgage refinance company in Centralia? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Centralia, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 mortgage refinance companies in Centralia, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Funding, Inc.
1616 S Gold St Suite 6, Centralia, WA 98531
3603304037
Guild Mortgage Company
601 W Main St, Centralia, WA 98531
3603304464
WaFd Bank
110 N Pearl St, Centralia, WA 98531
3607367616
Guild Mortgage - Travis Wentworth
601 W Main St, Centralia, WA 98531
3603304464
Mortgage One Northwest, Inc
1112 View Ave, Centralia, WA 98531
3606695458
Andy Millet - Mortgage One Northwest - NMLS#2602671
1112 View Ave Office A, Centralia, WA 98531
3605202696
Mortgage refinance companies in Centralia, Washington help homeowners lower their interest rates or change loan terms. Washington State law requires lenders to follow the Mortgage Broker Practices Act and provide clear disclosures. Local companies can guide you through the process and explain state-specific refinance rules.
What Does a Mortgage Refinance Company in Centralia Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance around 500 to 1,000 dollars. Closing costs usually total 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Centralia?
A mortgage refinance company helps you replace your existing home loan with a new one. They handle applications, appraisals, and closing documents. In Washington, these companies must be licensed by the Department of Financial Institutions.
How long does refinancing take in Washington?
A typical refinance in Washington takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work takes longer. Lenders must provide a Loan Estimate within three business days of your application.
Are there Washington laws that protect borrowers during refinancing?
Yes, Washington has the Mortgage Broker Practices Act which requires lenders to act in good faith. Borrowers also have a three-day right of rescission for most refinances. This means you can cancel the loan within three business days after closing without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.