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Find Mortgage Refinance Companies Near You in Carnation, WA

Looking for a mortgage refinance company in Carnation? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Carnation, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 mortgage refinance companies in Carnation, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Mart, Inc.
10925 W Lake Joy Dr NE, Carnation, WA 98014
2066864441
Mortgage Mart, Inc.
10925 W Lake Joy Dr NE, Carnation, WA 98014
2066864441

Mortgage refinance companies in Carnation Washington help homeowners lower their interest rate or change loan terms. Washington state law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the King County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Carnation Cost?

Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs of 1,000 to 2,500 dollars. Closing costs generally range from 2% to 5% of the loan principal. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Carnation Washington?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Washington state?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Washington state laws that affect mortgage refinancing?
Yes. Washington has a three day right of rescission for most refinances, meaning you can cancel within three business days after signing. The state also limits prepayment penalties on certain loans.