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Find Mortgage Refinance Companies Near You in Winchester, VA
Compare mortgage refinance companies in Winchester. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Winchester, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 mortgage refinance companies in Winchester, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage LLC
650 Cedar Creek Grade STE 110, Winchester, VA 22601
5405426155
Scott Fournier- Integrity Home Mortgage
122 Pilot Cir, Winchester, VA 22602
5405047022
Winchester - PrimeLending
15 E Piccadilly St, Winchester, VA 22601
5403134830
CBM Mortgage
106 N Loudoun St, Winchester, VA 22601
5409310346
Kevin Patrick at CrossCountry Mortgage
420 W Jubal Early Dr STE 105, Winchester, VA 22601
5406646828
Integrity Home Mortgage- Kim Violette
122 Pilot Cir, Winchester, VA 22602
5406642601
Success Mortgage
508 Front Royal Pike, Winchester, VA 22602
5406780800
Integrity Home Mortgage Corporation
122 Pilot Cir, Winchester, VA 22602
8774500222
Mark Peter Lynch - Guild Mortgage
125 W Piccadilly St Apartment 1, Winchester, VA 22601
5406644700
Jeremy Throckmorton- Home Mortgage Advisors
302 N Cameron St, Winchester, VA 22601
5402473632
Guild Mortgage - Mark Lynch
125 W Piccadilly St Apartment 1, Winchester, VA 22601
5406644700
Sherrie Bloomfield - Integrity Home Mortgage Corporation
122 Pilot Cir, Winchester, VA 22602
5409745866
Guild Mortgage - Peter LaRock
125 W Piccadilly St Apartment 1, Winchester, VA 22601
5407712334
Katie Moody - CrossCountry Mortgage
2352 Valor Dr, Winchester, VA 22601
5408776787
Team Angie NMLS ID#2380594 at Integrity Home Mortgage Corp.
122 Pilot Cir, Winchester, VA 22602
5405047026
Guild Mortgage - Brian Scott
125 W Piccadilly St Apartment 1, Winchester, VA 22601
5403365090
Guild Mortgage Company
125 W Piccadilly St Apartment 1, Winchester, VA 22601
5407712334
ALCOVA Mortgage | Winchester, VA
112 N Cameron St, Winchester, VA 22601
5405426133
Steven Trevor - Cross Country Mortgage
650 Cedar Creek Grade STE 110, Winchester, VA 22601
5406227171
Scott Brookshire at CrossCountry Mortgage
650 Cedar Creek Grade STE 110, Winchester, VA 22601
5712351978
Mortgage refinance companies in Winchester Virginia help homeowners lower their interest rates or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Shenandoah Valley real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Winchester Cost?
Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for mortgage refinance in Winchester Virginia?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Virginia specific laws for mortgage refinance?
Yes, Virginia has a usury limit of 12 percent annual interest for most loans. Also, Virginia law requires lenders to give you a three day right of rescission after signing for a refinance of your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.