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Looking for a mortgage refinance company in Williamsburg? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Williamsburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 19 mortgage refinance companies in Williamsburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ryan Lawrence – Loan Officer | Team Lawrence at Towne Mortgage
5208 Monticello Ave, Williamsburg, VA 23188
7574784720
Merit Mortgage Group LLC
1 Prestwick, Williamsburg, VA 23188
7577550206
Gail Burns Loan Officer with OVM with AnnieMac Mortgage
5388 Discovery Park Blvd STE 250, Williamsburg, VA 23188
7578699596
Stephanie Armistead, Movement Mortgage
4804 Courthouse St Ste 4B, Williamsburg, VA 23188
7573316018
Kevin Onizuk,
211 Bulifants Blvd STE E, Williamsburg, VA 23188
7576450196
Keith Freeland
4804 Courthouse St Ste 4B, Williamsburg, VA 23188
8043810856
Sylvia Hazelwood
4071 Ironbound Rd, Williamsburg, VA 23188
7576037459
OneMain Financial
6610L Mooretown Rd, Williamsburg, VA 23188
7572204226
NVR Mortgage Finance Inc
5400 Discovery Park Blvd, Williamsburg, VA 23188
7575654333
ALCOVA Mortgage | Williamsburg, VA
211 Bulifants Blvd STE E, Williamsburg, VA 23188
7576450196
David Elshanti - Movement Mortgage
4804 Courthouse St, Williamsburg, VA 23188
7579123364
C&F Mortgage Corp
4780 Longhill Rd, Williamsburg, VA 23188
7579413707
C&F Mortgage Corp
1167 Jamestown Rd, Williamsburg, VA 23185
7572591200
Susan DeMello Mortgage Loan Officer with RW Towne
5372 Discovery Park Blvd #101, Williamsburg, VA 23188
7033959129
Fulton Mortgage Company
4175 Ironbound Rd #201, Williamsburg, VA 23188
8002209034
Prosperity Home Mortgage LLC - Bradley Stevenson - NMLS 293018
5234 Monticello Ave, Williamsburg, VA 23188
7576088666
Truist Mortgage
5236 Monticello Ave, Williamsburg, VA 23188
7572205931
Katie Hart Senior Mortgage Loan Officer with TowneBank Mortgage
5216 Monticello Ave, Williamsburg, VA 23188
7576346141
Finance of America Mortgage LLC
123 Bulifants Blvd Suite #5, Williamsburg, VA 23188
7573450671
A mortgage refinance company in Williamsburg Virginia helps homeowners replace their existing home loan with a new one. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Williamsburg borrowers often refinance to lower their rate or switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Williamsburg Cost?
Typical costs for refinancing in Virginia include an appraisal fee of 400 to 700 dollars, a loan origination fee of 0.5 to 1 percent of the loan amount, and title insurance costing 500 to 1000 dollars. Virginia recordation tax is about 25 cents per 100 dollars of the loan. Closing costs usually total 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Williamsburg Virginia?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Virginia lenders also require a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Virginia law allows a three day rescission period after signing. Delays can happen if the appraisal or title work takes longer.
Are there Virginia specific fees for refinancing?
Yes. Virginia charges a recordation tax on the new deed of trust. This tax is based on the loan amount. You may also pay state and local transfer taxes. Ask your lender for a full fee breakdown.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.