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Mortgage Refinance Companies in Suffolk, VA

Compare mortgage refinance companies in Suffolk. Review contact information and insurance categorys before you decide.

10 agents listed
Updated June 2026
Suffolk, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 10 mortgage refinance companies in Suffolk, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kristen Smith with TowneBank Mortgage
5806 Harbour View Blvd Suite 100, Suffolk, VA 23435
(757) 651-9099 townebankmortgage.com
Vickie Ashton Loan Officer with RW Towne Mortgage
5806 Harbour View Blvd #101, Suffolk, VA 23435
(757) 472-2678 rwtownemortgage.com
Fran Weaver with TowneBank Mortgage
3100 Godwin Blvd, Suffolk, VA 23434
(757) 879-5002 townebankmortgage.com
New American Funding - Anthony VanDyke
425 W Washington St Suite 4 Office 219, Suffolk, VA 23434
(757) 338-3432 newamericanfunding.com
Deb Bruno Loan Officer with RW Towne Mortgage
5806 Harbour View Blvd, Suffolk, VA 23435
(757) 821-0131
Hard Money Lenders Suffolk VA
112 W Washington St, Suffolk, VA 23434
(757) 280-3516
Ronetta Sykes - First Home Mortgage
425 W Washington St #4, Suffolk, VA 23434
(757) 714-2125 sykesloanteam.com
New American Funding- Suffolk
425 W Washington St Suite 4 Office 219, Suffolk, VA 23434
(757) 210-5793 newamericanfunding.com
RW Towne Mortgage
5806 Harbour View Blvd #101, Suffolk, VA 23435
(757) 687-5088 rwtownemortgage.com
Commercial Real Estate Mortgage Loans Suffolk VA
215 Chestnut St # C, Suffolk, VA 23434
(276) 208-6450 happyinvestmentsinc.com

Mortgage refinance companies in Suffolk Virginia help homeowners replace their existing home loan with a new one. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Suffolk real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Suffolk Cost?

Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,200 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Recording fees in Suffolk are around 50 to 100 dollars. Total closing costs often range from 2,000 to 6,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Suffolk Virginia?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a property appraisal. Gather these items before you apply to speed up the process.
How long does a mortgage refinance take in Virginia?
A typical refinance in Virginia takes 30 to 45 days from application to closing. Virginia law allows a three day right of rescission after closing for most refinances. Delays can happen if the appraisal or title work takes longer.
Are there Virginia specific laws about mortgage refinancing?
Yes. Virginia Code 6.2-400 requires lenders to disclose the annual percentage rate and finance charges clearly. Virginia also has a state specific deed of trust and recording fees. Your lender must follow these rules.

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