Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 8 mortgage refinance companies in Staunton, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Park Lane Finance
108 Mactanly Pl, Staunton, VA 24401
4349755088
ALCOVA Mortgage | Staunton, VA
1600 N Coalter St #15th, Staunton, VA 24401
5408864613
The Adler Mortgage Team
32 N Augusta St Suite 18, Staunton, VA 24401
5406494940
Lendmark Financial Services LLC
729 Richmond Ave Suite 102, Staunton, VA 24401
5408860736
Michelle Fix, NMLS ID#235608
1600 N Coalter St Apt 15, Staunton, VA 24401
5404301968
Farm Credit of the Virginias
102 Industry Way, Staunton, VA 24401
8009193276
Atlantic Bay Mortgage Group - Staunton, VA
19 Myers Corner Dr a05, Staunton, VA 24401
5404066555
Michael Walters - Truist Mortgage Loan Officer
488 Frontier Dr, Staunton, VA 24401
5408514087
What Does a Mortgage Refinance Company in Staunton Cost?
Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs around $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Staunton Virginia?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Virginia?
A typical refinance in Virginia takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed.
Are there Virginia specific laws for mortgage refinancing?
Virginia has a three day right of rescission for most refinances, allowing you to cancel the loan without penalty. The state also requires lenders to disclose all fees clearly in the Loan Estimate.