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Compare Mortgage Refinance Companies in Stafford, VA
Directory of mortgage refinance companies in Stafford, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Stafford, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 6 mortgage refinance companies in Stafford, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Sanchez at Rate (NMLS #860048)
385 Garrisonville Rd Suite 117, Stafford, VA 22554
5406995419
Ken Melendez at Rate (NMLS #2037924)
385 Garrisonville Rd Suite 117, Stafford, VA 22554
5404277585
Priority Financial LLC
1267 Courthouse Rd, Stafford, VA 22554
5403188811
Motion Mortgage Inc
385 Garrisonville Rd Ste 97, Stafford, VA 22554
7032160338
Movement Mortgage
306 Garrisonville Rd Suite 203, Stafford, VA 22554
8773141499
Rate
385 Garrisonville Rd Suite 117, Stafford, VA 22554
5404277595
Mortgage refinance companies in Stafford Virginia help homeowners lower their interest rates or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Stafford property values and the Northern Virginia housing market.
What Does a Mortgage Refinance Company in Stafford Cost?
Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars, title search and insurance from 500 to 1,200 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Recording fees in Stafford County are about 50 to 100 dollars. Total closing costs usually range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
How do I choose a mortgage refinance company in Stafford Virginia?
Look for a company licensed with the Virginia State Corporation Commission. Compare their Loan Estimate fees and closing costs. Check their experience with Stafford area properties.
What documents are needed to refinance a home in Virginia?
You typically need pay stubs, tax returns, bank statements, and a recent appraisal. Virginia requires a property survey or title search for most refinances. Your lender will give you a full list.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.