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Compare Mortgage Refinance Companies in Springfield, VA
Looking for a mortgage refinance company in Springfield? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Springfield, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 8 mortgage refinance companies in Springfield, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Metro Mortgage LLC
7830 Backlick Rd Suite # 100, Springfield, VA 22150
7033452330
OneMain Financial
7219 Commerce St, Springfield, VA 22150
7038664950
Commonwealth Mortgage Inc.
6800 Backlick Rd #301, Springfield, VA 22150
5716200220
Scott Hardy | Scott Hardy Mortgage | American Security Mortgage Corp
8001 Braddock Rd #101, Springfield, VA 22151
7034258700
Rick Eul - Mortgage Loan Officer
8310 Old Keene Mill Rd, Springfield, VA 22152
7039678845
PNC Mortgage
8436 Old Keene Mill Rd, Springfield, VA 22152
5716959954
Mortgage, Bank of America
6315 Backlick Rd, Springfield, VA 22150
5714508702
Pinnacle Financial Corporation
6551 Loisdale Ct # 150, Springfield, VA 22150
5714814994
A mortgage refinance company in Springfield Virginia helps homeowners lower their interest rate or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Springfield residents often refinance to take advantage of local property value trends and Virginia specific homestead exemption rules.
What Does a Mortgage Refinance Company in Springfield Cost?
Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1000 dollars. Virginia recordation tax adds about 0.25 percent of the loan amount. Closing costs generally range from 2000 to 5000 dollars. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Springfield Virginia?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia law also requires a property appraisal to confirm the home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Virginia law allows a three day rescission period after signing, during which you can cancel the loan.
Are there Virginia specific fees for refinancing a mortgage?
Yes, Virginia charges a recordation tax on the new deed of trust, which is typically 0.25 percent of the loan amount. There may also be state and local transfer taxes depending on the county.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.