Skip to main content

Compare Mortgage Refinance Companies in Radford, VA

Compare mortgage refinance companies in Radford. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Radford, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 2 mortgage refinance companies in Radford, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
616 W Main St A, Radford, VA 24141
(540) 639-9711 atlanticbay.com
New River Valley Loan Office - The Bank of Marion
220 W Main St, Radford, VA 24141
(540) 744-1005 bankofmarionva.com

Mortgage refinance companies in Radford Virginia help homeowners lower their interest rates or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Radford residents can access local and national lenders who understand the New River Valley housing market.

What Does a Mortgage Refinance Company in Radford Cost?

Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Virginia also charges a state recordation tax of about 0.25 percent of the loan amount. Total closing costs often range from 2 to 5 percent of the principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Radford Virginia?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Virginia lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Virginia?
Most refinances close in 30 to 45 days. Virginia law allows a three-day rescission period after signing, meaning you can cancel the loan within three business days without penalty.

Mortgage Refinance Companies in Other Virginia Cities