ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Radford, VA
Browse mortgage refinance companies serving Radford, Virginia. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Radford, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 2 mortgage refinance companies in Radford, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
616 W Main St A, Radford, VA 24141
5406399711
New River Valley Loan Office - The Bank of Marion
220 W Main St, Radford, VA 24141
5407441005
Mortgage refinance companies in Radford Virginia help homeowners lower their interest rates or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Radford residents can access local and national lenders who understand the New River Valley housing market.
What Does a Mortgage Refinance Company in Radford Cost?
Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Virginia also charges a state recordation tax of about 0.25 percent of the loan amount. Total closing costs often range from 2 to 5 percent of the principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Radford Virginia?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Virginia lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Virginia?
Most refinances close in 30 to 45 days. Virginia law allows a three-day rescission period after signing, meaning you can cancel the loan within three business days without penalty.
Are there Virginia specific fees for refinancing?
Virginia charges a recordation tax on the new deed of trust, which is typically 25 cents per 100 dollars of the loan amount. Some localities also impose a grantor tax. These costs are in addition to lender fees and title insurance.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Radford who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.