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Find Mortgage Refinance Companies Near You in Herndon, VA
Looking for a mortgage refinance company in Herndon? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Herndon, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 7 mortgage refinance companies in Herndon, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Herndon Virginia help homeowners lower their interest rate or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local Herndon lenders understand the Northern Virginia housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Herndon Cost?
Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Herndon often total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Herndon Virginia?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Virginia lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Virginia specific rules for refinancing?
Yes, Virginia has a three day right of rescission for most refinances. This means you can cancel the loan within three business days after signing without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.