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Find Mortgage Refinance Companies Near You in Hampton, VA
Browse mortgage refinance companies serving Hampton, Virginia. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Hampton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 mortgage refinance companies in Hampton, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Debbie Robbins Loan Officer with RW Towne Mortgage
2306 Cunningham Dr, Hampton, VA 23666
7574099075
Old Point Mortgage
101 E Queen St Suite 250, Hampton, VA 23669
7577697169
Lisa McNeil Mortgage Senior Loan Officer
101 E Queen St, Hampton, VA 23669
7577599035
Mortgage refinance companies in Hampton Virginia help homeowners lower their interest rates or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Hampton real estate values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Hampton Cost?
Typical costs for a mortgage refinance in Virginia range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 1,000 to 3,000 dollars. Closing costs also include recording fees and taxes. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Hampton Virginia?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Virginia lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Virginia specific laws about mortgage refinancing?
Yes, Virginia has a three day right of rescission for most refinances, allowing you to cancel without penalty. Virginia also requires lenders to disclose all fees in the Loan Estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.