ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage refinance companies in Forest. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Forest, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 mortgage refinance companies in Forest, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Daniel Castagna at Nation One Mortgage
201 Enterprise Dr Suite B, Forest, VA 24551
4343336644
Drew Jaeger - Mortgage Broker
15115 Forest Rd, Forest, VA 24551
4344202593
T Y Mortgage LLC
15115 Forest Rd, Forest, VA 24551
4345348878
A mortgage refinance company in Forest Virginia helps homeowners lower their interest rate or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Lynchburg area housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Forest Cost?
Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars, title search and insurance fees of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Virginia also charges a recordation tax of 25 cents per 100 dollars of the loan amount. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Forest Virginia?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Virginia lenders also require proof of homeowners insurance. The exact list depends on your loan type and the lender.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Virginia law does not set a specific time limit for the process.
Are there Virginia specific fees for refinancing a mortgage?
Yes, Virginia charges a recordation tax on the new deed of trust, which is based on the loan amount. You may also pay state and local transfer taxes. These fees vary by county and are listed on your Closing Disclosure.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Forest who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.