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Compare Mortgage Refinance Companies in Salt Lake City, UT
Compare mortgage refinance companies in Salt Lake City. Review contact information and insurance categorys before you decide.
20 agents listed
Updated June 2026
Salt Lake City, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 20 mortgage refinance companies in Salt Lake City, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Salt Lake City help homeowners adjust their loan terms or lower their interest rates. Utah law requires lenders to provide a Loan Estimate within three business days of application. Local companies also assist with cash out refinancing, which is popular in Salt Lake Citys growing real estate market.
What Does a Mortgage Refinance Company in Salt Lake City Cost?
Typical costs for a mortgage refinance in Utah include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Salt Lake City often range from 2,000 to 5,000 dollars depending on the loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Salt Lake City?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Utah lenders also require proof of homeowners insurance. Self employed borrowers may need additional profit and loss statements.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise. Utah law does not set a specific maximum time limit for refinancing.
Are there Utah specific rules for cash out refinancing?
Yes, Utah law limits cash out refinancing to 80 percent of the homes value for conventional loans. FHA and VA loans may have different limits. You must also pay off any existing liens before receiving cash.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Utah.