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Compare mortgage refinance companies in Roy. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Roy, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 4 mortgage refinance companies in Roy, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Savvy Loan Lingo
4655 S 1900 W #11, Roy, UT 84067
8016863200
Bank of Utah - Roy
5729 S 1900 W, Roy, UT 84067
8018251647
Augusta Mortgage
4655 S 1900 W #4, Roy, UT 84067
8013903316
Jennifer Nielsen - Bank of Utah Mortgage Loan Officer
5729 S 1900 W, Roy, UT 84067
8016890908
A mortgage refinance company in Roy Utah helps homeowners replace their existing loan with a new one often to lower the interest rate or change the loan term. Utah law requires all mortgage lenders and brokers to be licensed through the Utah Department of Financial Institutions. Local companies in Roy understand the Weber County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Roy Cost?
Typical costs for a mortgage refinance in Utah include an origination fee of 0.5% to 1% of the loan amount an appraisal fee of $400 to $700 and title insurance which can cost $500 to $1,000. Closing costs in Utah generally range from 2% to 5% of the loan principal. These fees vary by lender loan size and property location. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Roy Utah?
You typically need recent pay stubs tax returns bank statements and a government ID. Utah lenders also require a property appraisal to confirm your homes current value. Your specific document list will depend on the loan type and lender requirements.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. Utah law does not set a specific time limit but most lenders aim for a smooth process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.