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Showing 2 mortgage refinance companies in Providence, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Adam Campbell - Veritas Funding
565 W 465 N #150, Providence, UT 84332
4357533232
Bank of Utah - Providence
121 N Gateway Dr, Providence, UT 84332
4357527198
What Does a Mortgage Refinance Company in Providence Cost?
Typical costs for refinancing in Utah include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs in Providence often total 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Providence Utah?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. Utah lenders also require a valid government ID and proof of homeowners insurance.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Utah specific laws for mortgage refinancing?
Yes. Utah Code Title 70C regulates consumer credit transactions. Lenders must disclose annual percentage rates and total finance charges. Utah also has a three day right of rescission for most refinances.