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Find Mortgage Refinance Companies Near You in Payson, UT
Browse mortgage refinance companies serving Payson, Utah. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Payson, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 5 mortgage refinance companies in Payson, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UCCU - Payson Branch
1012 W 800 S, Payson, UT 84651
8004538188
Team USA Mortgage
1675 W 200 S, Payson, UT 84651
8018859679
Innovative Mortgage Alliance LLC - Payson Branch
764 E 100 N, Payson, UT 84651
8017871232
Theloanprofessional
659 E 800 S St, Payson, UT 84651
3853508580
US Bank Mortgage
632 S 100 W, Payson, UT 84651
8014658275
Mortgage refinance companies in Payson Utah help homeowners lower their interest rate or change loan terms. Utah law requires all mortgage lenders to be licensed with the Utah Department of Financial Institutions. Local companies understand the Payson real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Payson Cost?
Typical costs for a mortgage refinance in Utah range from 2% to 5% of the loan amount. This includes appraisal fees around 400 to 600 dollars, origination fees, title insurance, and recording fees. Some lenders offer no closing cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Payson Utah?
You will need pay stubs, tax returns, bank statements, and a copy of your current mortgage. Utah lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Utah?
A typical refinance in Utah takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.