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Looking for a mortgage refinance company in Wylie? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Wylie, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 7 mortgage refinance companies in Wylie, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Texans Credit Union
430 S State Hwy 78 #199, Wylie, TX 75098
9723483010
World Finance
620 S State Hwy 78 #624, Wylie, TX 75098
9724297757
Jeremiah Vensel | Mortgage Group
201 Calloway St Unit A, Wylie, TX 75098
2144771637
Jamie Saylor
201 Calloway St, Wylie, TX 75098
2144177511
Mortgage, Bank of America
1301 FM 544, Wylie, TX 75098
4697784759
Chase Mortgage
514 S State Hwy 78, Wylie, TX 75098
9724292192
W R Starkey Mortgage
201 N Ballard Ave, Wylie, TX 75098
9724423757
Mortgage refinance companies in Wylie Texas help homeowners lower their rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit under Section 50(a)(6) of the Texas Constitution. Local lenders in Wylie understand Collin County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Wylie Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5% to 1% of the loan amount. Closing costs in Wylie often range from 2,000 to 5,000 dollars. Texas law also requires a survey or tax certificate in some cases. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law limits cash-out refinances to 80% of your home value. You cannot refinance a homestead for more than that amount. This rule protects homeowners under the Texas Constitution.
How long does a mortgage refinance take in Wylie Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas requires a 12-day waiting period after you receive the Loan Estimate. Delays can happen if title work or appraisal takes longer.
Do I need a new appraisal for a refinance in Wylie?
Yes most lenders require a new appraisal for a refinance in Texas. The appraisal determines your home value and affects your loan-to-value ratio. The cost is usually between 400 and 700 dollars.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.