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Find Mortgage Refinance Companies Near You in Seagoville, TX
Directory of mortgage refinance companies in Seagoville, Texas. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Seagoville, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage refinance companies in Seagoville, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Woodforest National Bank
220 N Hwy 175, Seagoville, TX 75159
9722873389
Seagoville FCU
2209 N Hwy 175, Seagoville, TX 75159
9722875685
White Buffalo Mortgage
101 W Farmers Rd, Seagoville, TX 75159
2147299510
A mortgage refinance company in Seagoville Texas helps homeowners lower their rate or change loan terms. Texas law has specific rules for cash-out refinances under Section 50(a)(6) of the Texas Constitution. These rules limit the total loan amount to 80% of the home value and require a 12-day waiting period after closing.
What Does a Mortgage Refinance Company in Seagoville Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,000. Third-party fees like credit report and recording fees add $100 to $500. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance rule?
Texas law under Section 50(a)(6) limits cash-out refinances to 80% of the home value. Borrowers also have a 12-day right of rescission after signing. This rule does not apply to rate-and-term refinances.
How long does a mortgage refinance take in Seagoville?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Local lenders in Seagoville may offer faster timelines.
Do I need a home appraisal for refinancing in Texas?
Most Texas refinances require a full appraisal to confirm home value. Some lenders may waive the appraisal for certain loan types. The appraisal cost is usually paid by the borrower at application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.