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Compare Mortgage Refinance Companies in Seabrook, TX
Directory of mortgage refinance companies in Seabrook, Texas. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Seabrook, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 6 mortgage refinance companies in Seabrook, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lamar Lending
2515 B E NASA Pkwy Suite 200, Seabrook, TX 77586
8333535626
Wellby Financial
3620 E NASA Pkwy, Seabrook, TX 77586
2814887070
NRL Mortgage- Seabrook
3101 NASA Road 1 suite i, Seabrook, TX 77586
2815492002
Stephanie Hadley with Richardson Mortgage
E NASA Pkwy, Seabrook, TX 77586
7133205578
PNC Mortgage
4452 E NASA Pkwy, Seabrook, TX 77586
2813261507
Gateway Mortgage Group
B, 2515 E NASA Pkwy #10, Seabrook, TX 77586
8327535319
Mortgage refinance companies in Seabrook Texas help homeowners lower their interest rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit under Section 50(a)(6) of the Texas Constitution. These companies guide you through the process and ensure compliance with state regulations.
What Does a Mortgage Refinance Company in Seabrook Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance fees around 1,000 to 1,500 dollars. Closing costs usually total 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead equity refinance rule?
Texas law limits cash-out refinances to 80% of the home value. You must wait 12 months after your last refinance to do another cash-out. This rule is part of the Texas Constitution Section 50(a)(6).
How long does a typical refinance take in Seabrook?
A standard refinance in Texas usually takes 30 to 45 days. Delays can happen if the property title has issues or if appraisal takes longer. Your lender will provide a timeline estimate.
Do I need a survey for a refinance in Texas?
Some lenders require a new survey for Texas refinances, especially for rural properties. If a survey is needed, it costs between 300 and 600 dollars. Check with your lender early in the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.