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Find Mortgage Refinance Companies Near You in San Marcos, TX
Browse mortgage refinance companies serving San Marcos, Texas. Contact information and addresses listed below.
17 agents listed
Updated May 2026
San Marcos, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 17 mortgage refinance companies in San Marcos, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shamrock Finance
101 W San Antonio St STE D, San Marcos, TX 78666
5123968833
Speedy Cash
706 E Hopkins St, San Marcos, TX 78666
5125047790
Tower Loan
208 W San Antonio St, San Marcos, TX 78666
7373310176
Greater Texas Credit Union
242 N Guadalupe St, San Marcos, TX 78666
8007499732
Regional Finance
900 Bugg Ln Suite 114, San Marcos, TX 78666
5123926111
1st Franklin Financial
1104 Thorpe Ln Unit W, San Marcos, TX 78666
5127100038
Travis Cummings, PrimeLending NMLS#819313
1913 Dutton Dr #305, San Marcos, TX 78666
5124979935
OneMain Financial
929 TX-80 Unit B, San Marcos, TX 78666
5123961460
Security Finance
175 S L B J Dr, San Marcos, TX 78666
5123535913
Master Finance Company
116 W San Antonio St, San Marcos, TX 78666
5123926102
Lendmark Financial Services LLC
900 Bugg Ln Unit 210, San Marcos, TX 78666
7372149998
Blue Sky Mortgage Company
2700 Hunter Rd # B, San Marcos, TX 78666
5123961121
Republic Finance
900 Bugg Ln Suite 235, San Marcos, TX 78666
5123376513
DHI Title Agency
1306 E McCarty Ln Suite 150, San Marcos, TX 78666
5128053660
Loan Express
120 W San Antonio St, San Marcos, TX 78666
5123926637
Acceptance Home Mortgage Corp.
174 S Guadalupe St #102, San Marcos, TX 78666
5123958800
PNC Mortgage
300 S L B J Dr, San Marcos, TX 78666
5127548800
Mortgage refinance companies in San Marcos Texas help homeowners lower their interest rates or change loan terms. Texas law has specific rules for cash-out refinances, including a 80 percent loan-to-value limit and a 12-day waiting period after application. Local lenders understand the Hays County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in San Marcos Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 1,000 to 2,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs usually total 2 to 5 percent of the loan. These costs vary by lender and loan type. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance rule?
Texas law limits cash-out refinances to 80 percent of the homes value. You must also wait 12 days after applying before closing. This rule protects homeowners from over-borrowing.
How long does a mortgage refinance take in San Marcos?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender will give you a timeline estimate.
Do I need a home appraisal to refinance in Texas?
Yes, most Texas refinances require a new appraisal. The appraiser checks the homes current market value. This helps the lender determine your loan amount and interest rate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.