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Compare mortgage refinance companies in San Juan. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
San Juan, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage refinance companies in San Juan, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
235 W U.S. Hwy 83, San Juan, TX 78589
9569716941
Mortgage Lender San Juan
200 W Expy 83, San Juan, TX 78589
9566063057
Mortgage Lender San Juan, TX
901 N Raul Longoria Rd #4, San Juan, TX 78589
9562653098
Mortgage refinance companies in San Juan, Texas help homeowners adjust their loan terms or lower their interest rates. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit and a 12-day waiting period after application. Local lenders can guide you through the required paperwork and Texas-specific disclosures.
What Does a Mortgage Refinance Company in San Juan Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of $400 to $700, title insurance of $1,000 to $2,000, and lender origination fees of 0.5% to 1% of the loan amount. Total closing costs often range from $3,000 to $8,000 depending on loan size and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law protects your primary residence under the homestead exemption. For a cash-out refinance, you cannot borrow more than 80% of your homes value. You also have a 12-day right of rescission after signing.
How long does a mortgage refinance take in San Juan?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes an appraisal, title search, and underwriting. Delays can occur if additional documents are needed.
Are there closing costs for refinancing in Texas?
Yes, closing costs for a Texas refinance usually range from 2% to 5% of the loan amount. These include appraisal fees, title insurance, and lender fees. Some lenders may offer no-closing-cost options with a higher interest rate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.