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Browse mortgage refinance companies serving Rowlett, Texas. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Rowlett, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage refinance companies in Rowlett, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
8809 Lakeview Pkwy #108, Rowlett, TX 75088
9724757517
DHI Mortgage
4312 Miller Rd, Rowlett, TX 75088
2146074321
Tabernacle Financial Group, Inc
5001 Rowlett Rd #101, Rowlett, TX 75088
4693669830
Steve Codara
3502 Harbor Pointe Dr, Rowlett, TX 75088
2142214008
Bobbie Searson, Mortgage Broker NMLS #234180
9320 Crockett Dr, Rowlett, TX 75089
9728965698
A mortgage refinance company in Rowlett Texas can help you lower your rate or change your loan term. Texas has specific home equity refinance rules under Section 50(a)(6) of the Texas Constitution. These rules limit the total loan amount to 80 percent of the homes value and require a 12 day waiting period after closing.
What Does a Mortgage Refinance Company in Rowlett Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, an origination fee of 0.5 to 1 percent of the loan amount, and title insurance of 1,500 to 3,000 dollars. Third party costs such as credit report fees and recording fees add 100 to 500 dollars. Closing costs usually total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law under Section 50(a)(6) limits cash out refinances to 80 percent of the homes appraised value. You also have a three day right of rescission after closing. These rules do not apply to rate and term refinances.
How long does a mortgage refinance take in Rowlett Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes an appraisal, underwriting, and a mandatory 12 day waiting period for home equity loans. Delays can happen if additional documents are needed.
What documents do I need for a refinance in Rowlett?
You will need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid ID. Texas lenders also require a copy of your homeowners insurance and the deed to your property. Self employed borrowers may need additional profit and loss statements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.